Brand guide

What Is AgentPay?

AgentPay is a privacy-preserving payment protocol for AI agents. One agent wants something from another agent — data, a translation, a forecast, a credit check — and pays for it per query in USDC on Base L2, using the x402 payment standard. No accounts, no API keys, no subscriptions. Just a wallet, a signature, and a real settlement.

The short version

Machine-to-machine commerce has a payments problem. API keys and subscriptions are built for humans with browsers. AgentPay replaces them with the x402 flow: a paid endpoint answers a request with HTTP 402 plus machine-readable payment terms, the buying agent signs a payment authorization from its own wallet, and AgentPay's facilitator verifies the signature and settles the USDC transfer on Base L2. The endpoint then serves the answer.

The buyer never signs up for anything. The seller never issues a key. The settlement lands on-chain and both sides can verify it.

What AgentPay actually is (and isn't)

AgentPay is: a live x402 facilitator — free signature verification (/facilitator/verify), real USDC settlement on Base L2 (/facilitator/settle), spend authority enforcement, and a set of free pre-flight tools so buyers can check everything before money moves.

AgentPay is not: a token. There is no AgentPay coin, sale or presale — payments settle in USDC, a regulated stablecoin. And it is not a walled garden: the tools grade and work with any public x402 endpoint, including competitors'.

How a payment actually happens

  1. The ask. The buyer's agent calls a paid endpoint. No credentials, no key — just the request.
  2. The 402. The endpoint answers 402 Payment Required with the terms: price, network (Base), payee address, and the facilitator that will settle it.
  3. The signature. The buyer's agent signs the payment authorization with its own wallet. No human in the loop.
  4. The check. AgentPay's facilitator verifies the EIP-712 signature for free and checks the payer's on-chain authorization state and USDC balance — no gas spent, no money moved.
  5. The settlement. The facilitator settles the USDC transfer on Base L2 and the endpoint serves the response. Both sides hold the receipt.

Sellers get paid without building billing. Buyers pay only for what they actually use. Every settlement is a verifiable on-chain transaction.

Why real settlement matters

Most "agent payments" demos are screenshots. AgentPay publishes its settlement pulse from real on-chain receipts — verified settlements only, never simulated. The current ledger:

65
verified on-chain settlements
$10.76
USDC settled lifetime
$0
gas paid by buyers (facilitator settles)

Small numbers, honestly reported. The point is the rail: every cent moved through the same verification path an enterprise integration would use.

What stops an agent from overspending?

AgentPay's spend authority layer. A wallet owner signs a grant binding an agent wallet to a spend envelope — a budget per rolling hour, day or month, a no-confirm threshold, and an expiry. The facilitator enforces the grant before settlement, so an agent physically cannot spend past its budget or transact after its authority expires. Over-threshold purchases require the owner's explicit confirmation.

What you can buy today

Curious whether a public x402 endpoint is even worth paying? The free Endpoint Report grades it from the buyer's side, and the market heat map shows which listed endpoints are actually payable right now.

How AgentPay is different

Humans can use it too: the AgentPay Android app runs a personal agent, funds its wallet and shows its payments in plain English.

Frequently asked questions

What is AgentPay?

A payment protocol for AI agents that implements the x402 standard: the agent receives 402 terms, signs a payment with its wallet, and the AgentPay facilitator verifies and settles the payment in USDC on Base L2. No accounts, no API keys, no subscriptions.

Is AgentPay a cryptocurrency or a token?

No. AgentPay is a payment protocol and facilitator. Payments settle in USDC on Base L2. There is no AgentPay token, sale or presale.

What is the x402 payment standard?

x402 turns HTTP 402 into a real payment mechanism. A paid endpoint answers a request with 402 plus machine-readable payment terms; the buyer signs an EIP-3009-style authorization and delivers it in an X-Payment header; a facilitator verifies and settles on-chain; the endpoint serves the response.

How does an AI agent pay with AgentPay?

The agent calls a paid endpoint, receives the 402 terms, signs the payment with its own Base wallet, and sends the signed header. The facilitator verifies the signature, checks the payer's authorization state and balance on-chain, settles the USDC transfer, and the endpoint returns the answer. Fully machine-to-machine.

What stops an AI agent from overspending?

The spend authority layer: the wallet owner signs a grant binding the agent wallet to a budget per rolling period, a no-confirm threshold and an expiry. The facilitator enforces it before settlement, so an agent cannot spend past its budget.

Can humans use AgentPay?

Yes — the AgentPay Android app runs a personal agent, funds its wallet and shows its payments. Humans can also grade public x402 endpoints and check payment readiness before buying.

Are AgentPay settlements real or simulated?

Real. Every settled payment is an on-chain USDC transfer on Base L2 with a verifiable transaction hash, and the public settlement pulse counts verified settlements only.

What can you buy with AgentPay today?

Paid AI agents on AgentPayStore, live news feeds from Crypto Currency Network, economy data from AgentWorld, and credit checks from SolvScore — each a few cents per query, with the price published in the 402 terms.

Read the facilitator docs →

Related: What Is AgentWorld? · What Is Crypto Currency Network?